Looking to stash you cash in a safe place while earning some money? High Yield Savings Accounts might be for you. The banks listed below are FDIC insured and offer rates at least 5 times higher than the national average, meaning you make more. All you need is a checking account to make deposits and withdrawals.
The following list is just some of the well known high yield savings accounts.
FNBO Direct – No minimum balance, no fees, 2.8% APY, and also has a rewards credit cards that deposit cash into your savings account.
Emigrant Direct – No minimum balance, no fees, and a 2.75% APY. I have an account with Emigrant Direct and highly recommend them. Read my review of Emigrant Direct.
Etrade – No minimum balance, no fees, and a 3.0% APY. Etrade also has many other banking and investment products.
ING Direct- No minimum balance, no fees, and a 2.75% APY. ING Direct also offer a high yield checking account with no minimums or fees along with other banking and investment products.
HSBC Direct – No minimum balance, no fees, and a 3.0 APY. HSBC also offers other banking products.
IGoBanking – No minimums, no fees, and a 3.08% APY. Also offers a high yield checking accounts and CDs. Usually, IGoBanking has one of, if not the, highest yields available.
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